Attention: Prospective homeowners

Your Credit Score Has Been Standing In Your Way For Too Long.

We Repair Your Credit Score So Your Dream Home Isn’t Out of Reach Anymore.

Next Step

Fill out the form below to get connected to your very own credit repair specialist today and start reclaiming your financial future.



FAQ’S

The default will remain for at least 5 years from the date of listing depending on the type of default listed. In some cases it can be up to 7 years.

No, the default will remain for at least 5 years. However, they are required to update the listing from outstanding to paid or settled, this will assist your score but not as much as having it entirely removed.

Yes – however this will depend on whether the company followed the correct procedures & your specific financial circumstances at the time.

Most cases will take between 3-6 weeks, on your discovery call – we will be able to tailor an estimated timeframe to your specific case.

If we believe you have a strong case for removal we can make an application on your behalf to the relevant complaints authority to escalate the request. We do this only after consulting with you and there is no extra fee for this.

To not just improve your chances of being approved for finance but to unlock better interest rates so save more money in the long term.

Equifax & Experian + CreditorWatch (specific to company credit reports).

If you have the time, expertise and knowledge – yes you can. It’s like most things, if you want the best possible outcome, you should use a professional.

Paying a default does not remove it, only update as paid.

Yes, every time you apply for any kind of finance, the creditor will check your credit score which leaves an enquiry and impacts the score. The more you do this, the worse it will get particularly lower tier lenders and buy now pay laters.

Credit Repair companies must hold a Credit Licence which is authorised directly by ASIC and must hold active membership with the financial ombudsman AFCA.

No legitimate credit repair company can guarantee removals, however we can provide insight into our confidence levels in the discovery call.

Default is 5 years. Enquiry is 5 years. Default/Court Judgement is 5 years. Late/missed payment is 2 years. Financial hardship is 1 year.

No. These will remain on your credit report for 5 years from the declaration date or 2 years from discharge date, this will be calculated based on which ever is later.

How we get results

Reach out to us so we can schedule an assessment and start fixing your credit score ASAP!

No fee
Connect to your credit repair specialist

Complete the form to get in touch with us ASAP and start your process

Personalised Treatment
Start work

Once onboarded, we contact the targeted issues and keep you informed on the process

Payment Plans available
Outcome

Provide a copy of the updated Equifax credit report confirming the changes and new score

Is this you?
For people who are ready to fix their credit score in order to:
  • Buy their first home
  • Refinance their current property
  • Buy a new car
  • Start a business
  • Buy an investment property

MEET THE TEAM

Daniel
Daniel Walker

Director

Daniel has spent over 12 years in the finance space, primarily working in debt collection and credit repair. Daniel saw an opportunity to be able to really help people achieve their financial dreams and knew the knowledge he was able to accumulate, paired with his unwavering desire to help people would be a match made in heaven for his clients.

Byron
Byron Yusuf

Director

Byron has an extensive history in customer service, he is able to bring a refreshing approach to credit repair by ensuring the focus remains on his clients from beginning to end. Making sure that the client experience is at the heart of everything Bon Voyage Credit Repair does. Combining this background with Daniel’s experience ensures a truly exceptional service.